Low HOA!!! Location! Location! Location! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/ OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house perfectly blends luxury and comfort.. As you step inside, youll immediately notice the beautiful 2-story home boasts an open concept of living and is NEWER HOME, MOVE-IN ready, with a gorgeous layout, complete large windows, and high ceilings creating a light and bright atmosphere, two-car garage attached with a long DRIVEWAY, gourmet kitchen, which features gorgeous granite countertops and stainless steel appliances, making it a perfect place for cooking and entertaining. The formal dining room is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests This is an excellent feature for those who may have difficulty with stairs. Upstairs, youll find a SPACIOUS LOFT AREA THAT CAN SERVE A FIFTH-BEDROOM OR AN OFFICE The primary suite is a peaceful oasis with a generous size and two large walk-in closets. Two additional bedrooms, a full bathroom, and a laundry room complete the second level. Innovative features like whole-house Wi-Fi and energy efficiency with a solar system. The Village of Montecito has resort-style amenities, including a clubhouse, two large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, and a spa. The true gem of this home is the stunning backyard with a California room. The meticulously manicured turf creat